How Does NSFAS Assist Students?

NSFAS assists students in public universities and TVET colleges in two main ways: a bursary for students from households earning up to R350,000 a year, and a student loan for households earning between R350,001 and R600,000. It also has extra support for students with disabilities.

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The two NSFAS products

NSFAS bursaryNSFAS student loan
Household incomeUp to R350,000 (R600,000 with a disability)R350,001 to R600,000
Repayable?NoYes
CoversTuition and allowancesTuition, learning material and accommodation or transport; not living or personal allowances

What the bursary pays for

  • Tuition, paid directly to your institution.
  • At TVET colleges: personal care plus accommodation or transport.
  • At universities: allowances including a learning material allowance that can cover a device.
  • For students with disabilities: learning materials and assistive devices.

How NSFAS supports you during your studies

  • Continuing students do not reapply each year while they stay eligible.
  • Appeals are possible within 30 working days on grounds such as illness or changed household income.
  • Qualifying students do not pay the initial registration fee.

NSFAS funding depends on your academic progress: continuing TVET students must pass 70% of enrolled modules, university students 50%.

Source: NSFAS’s 2026 eligibility criteria. See why applications are unsuccessful.

Frequently asked questions

Is NSFAS a loan or a bursary?

For households earning up to R350,000 it is a bursary, which is not repaid. A separate NSFAS student loan exists for households earning R350,001 to R600,000.

Does NSFAS help students with disabilities?

Yes. It applies a higher income limit, allows extra study time and can fund assistive devices.

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